Plug Yoco into your online store
Set up our payment gateway on your website and access a powerful suite of tools to help you grow.
![](https://a.storyblok.com/f/111633/1400x1400/ce7b1280fe/gateway-header.png/m/1400x1400/smart/filters:quality(80):format(webp))
More ways to get paid online
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We integrate with your web builder
Why use Yoco Gateway?
Seamless setup
It takes just 5 minutes to create your Yoco profile and link it to your store.
Reliable and secure
Yoco Gateway maintains industry-leading uptime, including real-time fraud monitoring.
Flexible pricing
Free to join, just 2.95% (ex. VAT) for local transactions and no recurring fees.
Get more than e-commerce with Yoco
YOCO APP
Manage your business on the move
With the Yoco App, you don't need to be at your desktop to track sales or manage products.
Discover App
![](https://a.storyblok.com/f/111633/1800x1011/e7be28fedb/updatedapp.png/m/600x337.5/smart/filters:quality(80):format(webp))
CARD MACHINES
Grow online and in-person
Using a Yoco card machine? Your online and in-person sales are reconned together to make business simpler and lower your transaction fees.
Browse devices
Web App
A window into your business
Track your sales trends, staff performance, change your business info and more in the Yoco Portal.
Discover our Web App
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YOCO CAPITAL
Get access to funds
Need a cash injection? Eligible Yoco customers qualify for fast, flexible funding.
Discover Capital
![](https://a.storyblok.com/f/111633/1800x1011/189b7a350d/updatedcapital.png/m/600x337.5/smart/filters:quality(80):format(webp))
Choosing Yoco Gateway means that your customers can use Apple Pay to pay you online.
Get started
![](https://a.storyblok.com/f/111633/720x720/a7c8ceb2a6/1-applepay.png/m/720x720/smart/filters:quality(80):format(webp))
Full fees breakdown
Online
Card machines
Go Starter
Turnover
Turnover
R0 - R100,000*
R0 - R100,000*
R100,000 - R200,000*
R100,000 - R200,000*
R200,000 +
R200,000 +
*All transaction fees are ex. VAT
Yoco pricing
Turnover
Turnover
R0 - R100,000*
R0 - R100,000*
R100,000 - R200,000*
R100,000 - R200,000*
R200,000 +
R200,000 +
*Connectivity fee: R49 per card machine per month. All transaction fees are ex. VAT
Yoco pricing
Turnover
Turnover
First R5K in sales*
First R5K in sales*
Post R5K in sales*
Post R5K in sales*
*Or 3 month grace period elapses; whichever comes first All transaction fees are ex. VAT
Discover Go Starter
What website builders does Yoco Gateway work with?
If your website is built on WooCommerce, Wix, Shopify or Shopstar, you can process payments on it with Yoco Gateway. We’re working on integrating with more website builders.
How do I link Yoco to my website?
Sign up to Yoco for free. Log into your Yoco Portal and go to 'Online payments' then 'Payment gateway'. Here you'll find your Test and Live API keys to link with your website.
Should I use a test card first?
We recommend you test that payments work on your website by using the Test card details provided in your Yoco Portal. Using your own card in Test mode won't work.
Should I use a test card first?
We recommend you test that payments work on your website by using the Test card details provided in your Yoco Portal. Using your own card in Test mode won't work.
How long does it take for the money from a sale to reflect in my account?
A maximum of 2 business days. You also get instant notifications when a payment is made, and can track it all through the Yoco App or Portal.
What is the minimum amount for a payment?
For card payments it's just R2! Any payment less than will fail and you'll receive an error message. There's no minimum limit on EFTs.