:format(webp))
Switch to Yoco
Ready to grow faster and save on costs? Switch to the leading small business payments platform today.
Trusted by:
Trusted by 200,000 local businesses
We’re the market leader for small business in South Africa for a reason.
Transparent fees that reward growth
No hidden costs or settlement fees, with rates that drop the more you sell.
R100B processed and counting
We’ve powered millions of payments since we sold our first card machine in 2014.
Built to boost your growth
Why do thousands of businesses switch to Yoco every month?
Industry-leading payments
The fastest transactions in SA – under 3 seconds with dual WiFi and 4G connectivity.
The most advanced fraud prevention in the market.
Easily accept tips on the device when your customer makes payment.
Receive your funds in minutes with our instant payouts feature for a small fee.
Use our payment gateway to combine your online and in-person payments. Compatible with Shopify, WooCommerce, Wix and Shopstar.
Learn more about card machines
:format(webp))
:format(webp))
Tools to help you grow
Fully-featured Point of Sale software built into all Khumo and Khumo Print card machines, and compatible with the Neo Touch as an app on your tablet.
Get a fast, flexible cash advance after 3 months of using Yoco. We’ve disbursed over R3 billion to our customers so far.
Use the powerful Yoco App to get sales insights, and send digital invoices and payment links.
Discover Yoco POS
Simple pricing and comprehensive support
Low transaction fees: 2.5-2.7% (ex. VAT) if you transact less than R200,000 per month.
Custom low rates if you transact more than R200,000 per month.
Free access to our Point of Sale and invoicing software worth over R500 per month.
7-day expert support via phone, chat or email.
Learn more about pricing
:format(webp))
Compare us to the competition
App
App
Free delivery
Free delivery
Digital invoicing included
Digital invoicing included
Payment links
Payment links
Digital receipts
Digital receipts
Own your card machine
Own your card machine
Unlimited 4G data
Unlimited 4G data
Instant payouts available
Instant payouts available
Networking events
Networking events
Point of Sale included
Point of Sale included
WhatsApp support
WhatsApp support
No lock-in contracts
No lock-in contracts
Est. transaction fees (ex. VAT)*
Est. transaction fees (ex. VAT)*
*Based on R50,000 worth of transactions and 28 days of trade
Get started
signup in minutes
Switching to Yoco is easy. We offer fast 2-day delivery nationwide.
:format(webp))
On a practical level, the integration between Yoco and Light Speed Tablet is great. The backend functions are really useful when you need to easily pull up a report, it’s incredibly user-friendly. It’s been smooth sailing - I love working with Yoco.
Emma Daye Vith
:format(webp)){kind=logo}
Since we opened our doors, Yoco has been a trusted partner, providing us with a reliable and efficient payment processing solution. Yoco’s user-friendly interface has made transactions smooth and hassle-free, allowing us to focus on what we do best.
Dave Kitley, Sneaker Shack
:format(webp))
There’s the obvious simplicity and efficiency of having our point-of-sale system communicate directly with our payment devices. Limiting manual input with the POS directly pushing bill amounts to our Yoco devices mitigates errors and makes life easier, but the direct integration of POS and Yoco payment devices is valuable well beyond this ease and time-saving.
Chad, Father Coffee
:format(webp))
I like that Yoco is integrated with our POS system. I love that it’s always working, whether we have loadshedding or not. I LOVE the people that work there and I’m always impressed by the customer service.
Pieter Aucamp, manager at New York Bagels
On a practical level, the integration between Yoco and Light Speed Tablet is great. The backend functions are really useful when you need to easily pull up a report, it’s incredibly user-friendly. It’s been smooth sailing - I love working with Yoco.
Emma Daye Vith
Since we opened our doors, Yoco has been a trusted partner, providing us with a reliable and efficient payment processing solution. Yoco’s user-friendly interface has made transactions smooth and hassle-free, allowing us to focus on what we do best.
Dave Kitley, Sneaker Shack
There’s the obvious simplicity and efficiency of having our point-of-sale system communicate directly with our payment devices. Limiting manual input with the POS directly pushing bill amounts to our Yoco devices mitigates errors and makes life easier, but the direct integration of POS and Yoco payment devices is valuable well beyond this ease and time-saving.
Chad, Father Coffee
I like that Yoco is integrated with our POS system. I love that it’s always working, whether we have loadshedding or not. I LOVE the people that work there and I’m always impressed by the customer service.
Pieter Aucamp, manager at New York Bagels
On a practical level, the integration between Yoco and Light Speed Tablet is great. The backend functions are really useful when you need to easily pull up a report, it’s incredibly user-friendly. It’s been smooth sailing - I love working with Yoco.
Emma Daye Vith
Since we opened our doors, Yoco has been a trusted partner, providing us with a reliable and efficient payment processing solution. Yoco’s user-friendly interface has made transactions smooth and hassle-free, allowing us to focus on what we do best.
Dave Kitley, Sneaker Shack
There’s the obvious simplicity and efficiency of having our point-of-sale system communicate directly with our payment devices. Limiting manual input with the POS directly pushing bill amounts to our Yoco devices mitigates errors and makes life easier, but the direct integration of POS and Yoco payment devices is valuable well beyond this ease and time-saving.
Chad, Father Coffee
I like that Yoco is integrated with our POS system. I love that it’s always working, whether we have loadshedding or not. I LOVE the people that work there and I’m always impressed by the customer service.
Pieter Aucamp, manager at New York Bagels
On a practical level, the integration between Yoco and Light Speed Tablet is great. The backend functions are really useful when you need to easily pull up a report, it’s incredibly user-friendly. It’s been smooth sailing - I love working with Yoco.
Emma Daye Vith
Since we opened our doors, Yoco has been a trusted partner, providing us with a reliable and efficient payment processing solution. Yoco’s user-friendly interface has made transactions smooth and hassle-free, allowing us to focus on what we do best.
Dave Kitley, Sneaker Shack
There’s the obvious simplicity and efficiency of having our point-of-sale system communicate directly with our payment devices. Limiting manual input with the POS directly pushing bill amounts to our Yoco devices mitigates errors and makes life easier, but the direct integration of POS and Yoco payment devices is valuable well beyond this ease and time-saving.
Chad, Father Coffee
I like that Yoco is integrated with our POS system. I love that it’s always working, whether we have loadshedding or not. I LOVE the people that work there and I’m always impressed by the customer service.
Pieter Aucamp, manager at New York Bagels
Still not sure, speak to one of our experts who will gladly assist you every step of the way.
Contact sales
:format(webp))