Smart, reliable card machines—built for small businesses
Reliable, fast, and easy to use—Yoco card machines are loaded with smart features to keep your business moving.
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Card Machines
Overview
Overview
Features
Compare
200K small businesses accepted payments from 24M people with Yoco in 2024.
Fast, Reliable Payments
Accept payments in seconds and get paid within 1-2 business days.
Start in Under a Minute
From unboxing to selling in under a minute. Just switch on and start.
Big Features, Small Price
Powerful tools in every machine without breaking the bank.
Smart card machines for every business
Free delivery in 3 business days. No contracts. Simple signup.
NEED HELP CHOOSING?
Accept all major cards, all the time.
Powerful features, built in
Yoco card machines are the most feature-rich on the market—built to help your business grow and run smoother.
Smart payment features
Get instant payouts, one-touch tipping, split payments, digital or printed receipts. And many more.
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Free point of sale included
Manage your product catalogue, record all payment types, track stock in real-time, cash up in seconds, all from your Yoco Khumo or Khumo print card machine.
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Reporting and Insights
Track your sales and staff performance anytime, anywhere. Generate instant reports, compare performance over time, and turn insights into smarter decisions.
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Sell everywhere
Easily combine in-person sales with online payments using payment links, invoices, and e-commerce integrations.
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Access fast, flexible funding
Yoco Capital uses your payments data to offer you a cash advance after 3 months of using Yoco.
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Support when you need it.
Learn more about our difference
Point of sale and payments, built for small businesses
Smart hardware, free point of sale software, and integrated payments — all working together to save you money, cut admin, and give you full control from a single Yoco account.
Explore POS systems
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Premium Payments. Affordable Pricing.
You’ll never be tied to any contracts. All you pay is a fixed transaction fee for each in-person transaction you take. There are no hidden fees, no extra hardware costs, and no unnecessary worry.
From R999
+ R49/month connectivity fee
Once-off payment for your card machine — no monthly rental or hidden fees.
2.55 - 2.7%
Transaction fee (ex-VAT)
Flat fee per in-person card payment. No monthly minimums, no surprises
Sell more, pay less.
Custom low rates if you transact over R200,000 per month.
50+ features at no extra cost.
Pay for the card machine. Get access to the business tools and support for free.
Product
Product
Simple setup & use
Simple setup & use
Dual or multi-network sim-cards
Dual or multi-network sim-cards
Fast delivery
Fast delivery
Payouts to any bank
Payouts to any bank
No settlement fees
No settlement fees
Partial refunds
Partial refunds
On-device tipping
On-device tipping
Instant payouts
Instant payouts
Payment links
Payment links
Ecommerce plugins
Ecommerce plugins
Free invoices
Free invoices
Staff: Add and switch between staff members
Staff: Add and switch between staff members
Custom screensaver on device
Custom screensaver on device
Customisable point of sale functionality on card machine
Customisable point of sale functionality on card machine
Stock managementÂ
Stock managementÂ
Split the bill
Split the bill
Point of sale system hardware and software solution with integrated payments
Point of sale system hardware and software solution with integrated payments
Record cash payments 3rd Party POS integrations (e.g. Lightspeed)
Record cash payments 3rd Party POS integrations (e.g. Lightspeed)
Advanced reporting and insights
Advanced reporting and insights
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Getting started is this easy
1.
Choose your hardware
Pick the card machine that suits how you sell — at the counter, on the go, or both. No paperwork or calls needed.
2.
Sign up in 5 minutes
Create your account, get verified, and check out — all online, all in minutes.
3.
Delivered and setup in 2–3 days
We’ll ship straight to your door. Switch it on, connect, and start selling. It’s that simple.
Shop now
Prefer buying in-store? Find us at our retail partners
Simple, seamless payments.
We listen, learn, and improve – constantly. With regular updates and ongoing enhancements, our features and tools evolve as your business does
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Payments
Reliable, secure payments that move as fast as you do
Track every kind of payment.
Keep track of every sale including cash, QR codes, EFTs, and more.
Speed up your checkout.
Process payments with the fastest transaction speeds and 99% uptime.
Works with any bank.
Get your money in 2 days, no matter where you bank, no restrictions.
Sales management
No more order mix-ups or payment hassles
Stay on top of orders.
Keep orders open, split bills with ease, and automatically track every payment accurately, including tips and settlements.
Accurate refunds and discounts.
No surprises or losses. Set staff permissions to control who can process refunds and manage discounts securely.
No missed tips, no lost records.
Increase tips with smart, customer-facing prompts and keep payments organised with customised digital receipts sent via SMS or email.
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Reporting & operations
Don’t let business admin overwhelm you
Know what’s working. Fix what’s not.
Keep an eye on sales, stock, and staff performance anywhere, anytime. Know what’s selling, spot trends, and adjust in the moment with real-time insights via the Yoco App.
Simple, automated reports.
Compare daily, weekly, and monthly performance with ease. Keep staff access secure with PIN-protected profiles, making it easy to switch users and manage permissions.
Effortless cash-ups.
Every sale and tip is automatically tracked in centralised reporting so closing up is fast, accurate, and hassle-free.
Stay organised and streamline how you operate
Track sales, manage staff, and simplify cash-ups.
Customise a detailed product catalogue.
Disorganised products slow you down. Customise and organise your product list with Yoco’s smart product catalogue. Group items into brands, categories, and subcategories for a seamless checkout experience.
No more inventory headaches.
Manage product variations like sizes, colours, or portions, and track variable-weight items with custom units. Sell with flexibility and track stock effortlessly.
Long queues? Not anymore.
Create shortcuts for bestsellers and ring up sales instantly. Add personalised sales notes to cut down on follow-ups. Serve customers faster without wasting time searching for popular items.
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Support
Support that truly supports, so you can focus on business
Answers at your fingertips.
From setup to everyday selling, our Help Centre has the answers. Get instant access to guides, FAQs, and tips – available anytime.
Real people, real help.
Get support when you need it, from a team that understands business. We’re available via phone, email, or WhatsApp, 7 days a week.
Constant updates, no disruptions.
We improve our products regularly, so you’re always ahead. Regular updates improve features without disrupting sales, keeping you equipped to grow and sell effortlessly.
Compare our card machines
Whether you’re selling on the go or in-store, Yoco has a card machine to support your growing business
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Yoco Khumo
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Yoco Khumo
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Khumo Print
:product(Khumo Print, ):
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Khumo Print
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Neo Touch
:product(Neo Touch, ):
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Yoco Go
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Khumo
Khumo
Card Machine Comparison
Khumo Print
Khumo Print
Owned or rented
Owned
Owned
Owned or rented
Card Machine Comparison
Owned
Owned
Standalone card machine
Yes
Yes
Standalone card machine
Card Machine Comparison
Yes
Yes
Free built-in Yoco POS software
Yes
Yes
Free built-in Yoco POS software
Card Machine Comparison
Yes
Yes
Print out receipts
No
No
Print out receipts
Card Machine Comparison
Print out itemised bills and receipts
Print out itemised bills and receipts
Staff profiles
Yes
Yes
Staff profiles
Card Machine Comparison
Yes
Yes
Product catalogues
Yes
Yes
Product catalogues
Card Machine Comparison
Yes
Yes
Saved orders
Yes
Yes
Saved orders
Card Machine Comparison
Yes
Yes
Split Payments
Yes
Yes
Split Payments
Card Machine Comparison
Yes
Yes
Transact while on WiFi
Yes
Yes
Transact while on WiFi
Card Machine Comparison
Yes
Yes
Dual SIM connectivity and unlimited data
Yes
Yes
Dual SIM connectivity and unlimited data
Card Machine Comparison
Yes
Yes
Real-time reports on sales, stock and staff with the Yoco App
Real-time reports on sales, stock and staff with the Yoco App
Card Machine Comparison
Process refund (at no cost)
Process refund (at no cost)
Card Machine Comparison
Record cash payments
Record cash payments
Card Machine Comparison
Sales history
Sales history
Card Machine Comparison
Built-in tipping prompts
Built-in tipping prompts
Card Machine Comparison
Send payment links
Send payment links
Card Machine Comparison
Touchscreen
Touchscreen
Card Machine Comparison
Splashproof & dustproof
Splashproof & dustproof
Card Machine Comparison
Charging stand available
Charging stand available
Card Machine Comparison
Auto settle transactions daily
Auto settle transactions daily
Card Machine Comparison
Accepts VISA & Mastercard
Accepts VISA & Mastercard
Card Machine Comparison
Apple, Samsung and Google Pay
Apple, Samsung and Google Pay
Card Machine Comparison
Accepts AMEX
Accepts AMEX
Card Machine Comparison
Accepts SASSA cards
Accepts SASSA cards
Card Machine Comparison
All day battery life
All day battery life
Card Machine Comparison
Electronic receipts(via SMS and email)
Electronic receipts(via SMS and email)
Card Machine Comparison
Free delivery
Free delivery
Card Machine Comparison
Free activation
Free activation
Card Machine Comparison
7 days a week support
7 days a week support
Card Machine Comparison
Card machine price
R1299
Once-off
+ R49/month connectivity fee
Card machine price
Card Machine Comparison
R1999
Once-off
+ R49/month connectivity fee
Card Machine Comparison
Select option
On a practical level, the integration between Yoco and Light Speed Tablet is great. The backend functions are really useful when you need to easily pull up a report, it’s incredibly user-friendly. It’s been smooth sailing - I love working with Yoco.
Emma Daye Vith
Since we opened our doors, Yoco has been a trusted partner, providing us with a reliable and efficient payment processing solution. Yoco’s user-friendly interface has made transactions smooth and hassle-free, allowing us to focus on what we do best.
Dave Kitley, Sneaker Shack
There’s the obvious simplicity and efficiency of having our point-of-sale system communicate directly with our payment devices. Limiting manual input with the POS directly pushing bill amounts to our Yoco devices mitigates errors and makes life easier, but the direct integration of POS and Yoco payment devices is valuable well beyond this ease and time-saving.
Chad, Father Coffee
I like that Yoco is integrated with our POS system. I love that it’s always working, whether we have loadshedding or not. I LOVE the people that work there and I’m always impressed by the customer service.
Pieter Aucamp, manager at New York Bagels
On a practical level, the integration between Yoco and Light Speed Tablet is great. The backend functions are really useful when you need to easily pull up a report, it’s incredibly user-friendly. It’s been smooth sailing - I love working with Yoco.
Emma Daye Vith
Since we opened our doors, Yoco has been a trusted partner, providing us with a reliable and efficient payment processing solution. Yoco’s user-friendly interface has made transactions smooth and hassle-free, allowing us to focus on what we do best.
Dave Kitley, Sneaker Shack
There’s the obvious simplicity and efficiency of having our point-of-sale system communicate directly with our payment devices. Limiting manual input with the POS directly pushing bill amounts to our Yoco devices mitigates errors and makes life easier, but the direct integration of POS and Yoco payment devices is valuable well beyond this ease and time-saving.
Chad, Father Coffee
I like that Yoco is integrated with our POS system. I love that it’s always working, whether we have loadshedding or not. I LOVE the people that work there and I’m always impressed by the customer service.
Pieter Aucamp, manager at New York Bagels
On a practical level, the integration between Yoco and Light Speed Tablet is great. The backend functions are really useful when you need to easily pull up a report, it’s incredibly user-friendly. It’s been smooth sailing - I love working with Yoco.
Emma Daye Vith
Since we opened our doors, Yoco has been a trusted partner, providing us with a reliable and efficient payment processing solution. Yoco’s user-friendly interface has made transactions smooth and hassle-free, allowing us to focus on what we do best.
Dave Kitley, Sneaker Shack
There’s the obvious simplicity and efficiency of having our point-of-sale system communicate directly with our payment devices. Limiting manual input with the POS directly pushing bill amounts to our Yoco devices mitigates errors and makes life easier, but the direct integration of POS and Yoco payment devices is valuable well beyond this ease and time-saving.
Chad, Father Coffee
I like that Yoco is integrated with our POS system. I love that it’s always working, whether we have loadshedding or not. I LOVE the people that work there and I’m always impressed by the customer service.
Pieter Aucamp, manager at New York Bagels
On a practical level, the integration between Yoco and Light Speed Tablet is great. The backend functions are really useful when you need to easily pull up a report, it’s incredibly user-friendly. It’s been smooth sailing - I love working with Yoco.
Emma Daye Vith
Since we opened our doors, Yoco has been a trusted partner, providing us with a reliable and efficient payment processing solution. Yoco’s user-friendly interface has made transactions smooth and hassle-free, allowing us to focus on what we do best.
Dave Kitley, Sneaker Shack
There’s the obvious simplicity and efficiency of having our point-of-sale system communicate directly with our payment devices. Limiting manual input with the POS directly pushing bill amounts to our Yoco devices mitigates errors and makes life easier, but the direct integration of POS and Yoco payment devices is valuable well beyond this ease and time-saving.
Chad, Father Coffee
I like that Yoco is integrated with our POS system. I love that it’s always working, whether we have loadshedding or not. I LOVE the people that work there and I’m always impressed by the customer service.
Pieter Aucamp, manager at New York Bagels
On a practical level, the integration between Yoco and Light Speed Tablet is great. The backend functions are really useful when you need to easily pull up a report, it’s incredibly user-friendly. It’s been smooth sailing - I love working with Yoco.
Emma Daye Vith
Since we opened our doors, Yoco has been a trusted partner, providing us with a reliable and efficient payment processing solution. Yoco’s user-friendly interface has made transactions smooth and hassle-free, allowing us to focus on what we do best.
Dave Kitley, Sneaker Shack
There’s the obvious simplicity and efficiency of having our point-of-sale system communicate directly with our payment devices. Limiting manual input with the POS directly pushing bill amounts to our Yoco devices mitigates errors and makes life easier, but the direct integration of POS and Yoco payment devices is valuable well beyond this ease and time-saving.
Chad, Father Coffee
I like that Yoco is integrated with our POS system. I love that it’s always working, whether we have loadshedding or not. I LOVE the people that work there and I’m always impressed by the customer service.
Pieter Aucamp, manager at New York Bagels
On a practical level, the integration between Yoco and Light Speed Tablet is great. The backend functions are really useful when you need to easily pull up a report, it’s incredibly user-friendly. It’s been smooth sailing - I love working with Yoco.
Emma Daye Vith
Since we opened our doors, Yoco has been a trusted partner, providing us with a reliable and efficient payment processing solution. Yoco’s user-friendly interface has made transactions smooth and hassle-free, allowing us to focus on what we do best.
Dave Kitley, Sneaker Shack
There’s the obvious simplicity and efficiency of having our point-of-sale system communicate directly with our payment devices. Limiting manual input with the POS directly pushing bill amounts to our Yoco devices mitigates errors and makes life easier, but the direct integration of POS and Yoco payment devices is valuable well beyond this ease and time-saving.
Chad, Father Coffee
I like that Yoco is integrated with our POS system. I love that it’s always working, whether we have loadshedding or not. I LOVE the people that work there and I’m always impressed by the customer service.
Pieter Aucamp, manager at New York Bagels
On a practical level, the integration between Yoco and Light Speed Tablet is great. The backend functions are really useful when you need to easily pull up a report, it’s incredibly user-friendly. It’s been smooth sailing - I love working with Yoco.
Emma Daye Vith
Since we opened our doors, Yoco has been a trusted partner, providing us with a reliable and efficient payment processing solution. Yoco’s user-friendly interface has made transactions smooth and hassle-free, allowing us to focus on what we do best.
Dave Kitley, Sneaker Shack
There’s the obvious simplicity and efficiency of having our point-of-sale system communicate directly with our payment devices. Limiting manual input with the POS directly pushing bill amounts to our Yoco devices mitigates errors and makes life easier, but the direct integration of POS and Yoco payment devices is valuable well beyond this ease and time-saving.
Chad, Father Coffee
I like that Yoco is integrated with our POS system. I love that it’s always working, whether we have loadshedding or not. I LOVE the people that work there and I’m always impressed by the customer service.
Pieter Aucamp, manager at New York Bagels
On a practical level, the integration between Yoco and Light Speed Tablet is great. The backend functions are really useful when you need to easily pull up a report, it’s incredibly user-friendly. It’s been smooth sailing - I love working with Yoco.
Emma Daye Vith
Since we opened our doors, Yoco has been a trusted partner, providing us with a reliable and efficient payment processing solution. Yoco’s user-friendly interface has made transactions smooth and hassle-free, allowing us to focus on what we do best.
Dave Kitley, Sneaker Shack
There’s the obvious simplicity and efficiency of having our point-of-sale system communicate directly with our payment devices. Limiting manual input with the POS directly pushing bill amounts to our Yoco devices mitigates errors and makes life easier, but the direct integration of POS and Yoco payment devices is valuable well beyond this ease and time-saving.
Chad, Father Coffee
I like that Yoco is integrated with our POS system. I love that it’s always working, whether we have loadshedding or not. I LOVE the people that work there and I’m always impressed by the customer service.
Pieter Aucamp, manager at New York Bagels
On a practical level, the integration between Yoco and Light Speed Tablet is great. The backend functions are really useful when you need to easily pull up a report, it’s incredibly user-friendly. It’s been smooth sailing - I love working with Yoco.
Emma Daye Vith
Since we opened our doors, Yoco has been a trusted partner, providing us with a reliable and efficient payment processing solution. Yoco’s user-friendly interface has made transactions smooth and hassle-free, allowing us to focus on what we do best.
Dave Kitley, Sneaker Shack
There’s the obvious simplicity and efficiency of having our point-of-sale system communicate directly with our payment devices. Limiting manual input with the POS directly pushing bill amounts to our Yoco devices mitigates errors and makes life easier, but the direct integration of POS and Yoco payment devices is valuable well beyond this ease and time-saving.
Chad, Father Coffee
I like that Yoco is integrated with our POS system. I love that it’s always working, whether we have loadshedding or not. I LOVE the people that work there and I’m always impressed by the customer service.
Pieter Aucamp, manager at New York Bagels
On a practical level, the integration between Yoco and Light Speed Tablet is great. The backend functions are really useful when you need to easily pull up a report, it’s incredibly user-friendly. It’s been smooth sailing - I love working with Yoco.
Emma Daye Vith
Since we opened our doors, Yoco has been a trusted partner, providing us with a reliable and efficient payment processing solution. Yoco’s user-friendly interface has made transactions smooth and hassle-free, allowing us to focus on what we do best.
Dave Kitley, Sneaker Shack
There’s the obvious simplicity and efficiency of having our point-of-sale system communicate directly with our payment devices. Limiting manual input with the POS directly pushing bill amounts to our Yoco devices mitigates errors and makes life easier, but the direct integration of POS and Yoco payment devices is valuable well beyond this ease and time-saving.
Chad, Father Coffee
I like that Yoco is integrated with our POS system. I love that it’s always working, whether we have loadshedding or not. I LOVE the people that work there and I’m always impressed by the customer service.
Pieter Aucamp, manager at New York Bagels
On a practical level, the integration between Yoco and Light Speed Tablet is great. The backend functions are really useful when you need to easily pull up a report, it’s incredibly user-friendly. It’s been smooth sailing - I love working with Yoco.
Emma Daye Vith
Since we opened our doors, Yoco has been a trusted partner, providing us with a reliable and efficient payment processing solution. Yoco’s user-friendly interface has made transactions smooth and hassle-free, allowing us to focus on what we do best.
Dave Kitley, Sneaker Shack
There’s the obvious simplicity and efficiency of having our point-of-sale system communicate directly with our payment devices. Limiting manual input with the POS directly pushing bill amounts to our Yoco devices mitigates errors and makes life easier, but the direct integration of POS and Yoco payment devices is valuable well beyond this ease and time-saving.
Chad, Father Coffee
I like that Yoco is integrated with our POS system. I love that it’s always working, whether we have loadshedding or not. I LOVE the people that work there and I’m always impressed by the customer service.
Pieter Aucamp, manager at New York Bagels
On a practical level, the integration between Yoco and Light Speed Tablet is great. The backend functions are really useful when you need to easily pull up a report, it’s incredibly user-friendly. It’s been smooth sailing - I love working with Yoco.
Emma Daye Vith
Since we opened our doors, Yoco has been a trusted partner, providing us with a reliable and efficient payment processing solution. Yoco’s user-friendly interface has made transactions smooth and hassle-free, allowing us to focus on what we do best.
Dave Kitley, Sneaker Shack
There’s the obvious simplicity and efficiency of having our point-of-sale system communicate directly with our payment devices. Limiting manual input with the POS directly pushing bill amounts to our Yoco devices mitigates errors and makes life easier, but the direct integration of POS and Yoco payment devices is valuable well beyond this ease and time-saving.
Chad, Father Coffee
I like that Yoco is integrated with our POS system. I love that it’s always working, whether we have loadshedding or not. I LOVE the people that work there and I’m always impressed by the customer service.
Pieter Aucamp, manager at New York Bagels