Trusted by 200,000 businesses
Expand your reach—start selling online in minutes.
Whether it’s via payment links, on your website, or through invoices - Yoco makes online selling simple.
NEW! With Yoco, your customers can now pay you online using Google Pay and Apple Pay—with just one click.
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One Business, One Payment Solution
Lowest pricing in the market
Get free automatic payouts and low transactions fees
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Seamless extension of your physical business
Accept payments beyond your counter with the same Yoco experience.
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Consolidated sales history and insights
Track performance across every channel without juggling separate platforms.
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Unified payouts
Get all your earnings on the same schedule you already know and trust.
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Accept mobile wallet payments.
Merchants have increased their conversion rates by over 10% with Apple Pay and Google Pay.
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Access flexible funding
Combine your online and in-person payments to be eligible for more capital.
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All major payment methods
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E-commerce Payments
Yoco Gateway allows you to accept card payments directly on your website. Compatible with platforms like Shopify, Wix, WooCommerce, and more, ensuring a smooth checkout experience for your customers.
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Payments for your website—designed to convert.
Works with your platform
Easily integrates with Shopify, WooCommerce, Wix, Shopstar, and custom sites.
Boosts trust at checkout
Let customers pay directly on your site with Visa, Mastercard, Apple Pay, and more.
Free to join
No sign-up fees or monthly costs — only pay per transaction.
Bank-level security
3D Secure, real-time fraud detection, and trusted uptime.
Discover Yoco Gateway
Supported platforms
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Payment Links
Share links on WhatsApp, Instagram, email, or wherever your customers are. Get paid anywhere, anytime, without a website.
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Generate a link in seconds—no technical skills needed.
Fast and easy setup
Sign up and share links on WhatsApp, Instagram, email, or wherever your customers are.
Flexible Use Cases
Great for deposits, invoices, remote services, or product sales.
Trackable & Secure
Get notified when you’re paid, and track everything in your dashboard
Discover Payment Links
Premium Online Payments. Simple, Transparent Pricing.
You’ll never be tied to contracts or monthly fees. Just pay a fixed transaction fee when you get paid — no hidden costs, no surprises.
Free
Only pay when you transact
Create your Yoco profile for free — no monthly costs, no setup fees, and no commitments.
2.55 - 2.95%
Transaction fee (ex-VAT)
Flat fee per successful online payment. No monthly minimums or platform fees.
Sell more, pay less.
Custom low rates if you transact over R200,000 per month.
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Getting started with online payments is this easy
1.
Choose how you want to sell online
Use a Payment Link, connect your online store, or do both — Yoco makes it simple to start.
2.
Create your free Yoco profile
Sign up, get verified, and access everything from the Yoco App or desktop dashboard — no coding or paperwork needed.
3.
Start accepting payments in minutes
Send a link or connect your site and start getting paid, instantly and securely.
Get Started
What makes Yoco online payments different from other online payment solutions?
We unify in-person and online transactions so you can manage sales, reporting, and capital all in one place. No more juggling multiple providers.
Why add Yoco Digital if I already have a Yoco card machine?
Turn your in-person success into online growth by accepting remote payments and backing it up with a single business view. Plus, your digital sales increase your Yoco Capital eligibility.
Do I need technical skills or a developer to set this up?
Not at all. If you can use a Yoco card machine, you can set up Yoco Digital. Simple step-by-step guides and ready-to-use plugins make it easy.
Does adding digital payments affect my payout schedule?
Everything is merged into one familiar payout schedule or instant payouts—your choice.
How do I get started?
Just log into your Yoco Business Portal or app. You can enable online payments from your existing account—no separate onboarding required.