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50+ new features. Revealed at Yoco Next.

Check it out here

Trusted by 200,000 businesses

Expand your reach—start selling online in minutes.

Whether it’s via payment links, on your website, or through invoices - Yoco makes online selling simple.

Google PayGoogle Pay

NEW! With Yoco, your customers can now pay you online using Google Pay and Apple Pay—with just one click.

Yoco online payment solutions including mobile tracking, checkout page, and eCommerce platform integrations

One Business, One Payment Solution

Lowest pricing in the market

Get free automatic payouts and low transactions fees

Seamless extension of your physical business

Accept payments beyond your counter with the same Yoco experience.

Online plant store using Yoco payment gateway for a seamless checkout experience

Consolidated sales history and insights

Track performance across every channel without juggling separate platforms.

Retail sales insights and performance tracking with Yoco’s online business dashboard

Unified payouts

Get all your earnings on the same schedule you already know and trust.

Business owner tracking payouts and funding with Yoco’s financial dashboard

Accept mobile wallet payments.

Merchants have increased their conversion rates by over 10% with Apple Pay and Google Pay.

Access flexible funding

Combine your online and in-person payments to be eligible for more capital.

All major payment methods

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E-commerce Payments

Yoco Gateway allows you to accept card payments directly on your website. Compatible with platforms like Shopify, Wix, WooCommerce, and more, ensuring a smooth checkout experience for your customers.

Yoco supported payment and ecommerce integrations for online retail businesses

Payments for your website—designed to convert.

Works with your platform

Easily integrates with Shopify, WooCommerce, Wix, Shopstar, and custom sites.

Boosts trust at checkout

Let customers pay directly on your site with Visa, Mastercard, Apple Pay, and more.

Free to join

No sign-up fees or monthly costs — only pay per transaction.

Bank-level security

3D Secure, real-time fraud detection, and trusted uptime.

Discover Yoco Gateway

Supported platforms

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Payment Links

Share links on WhatsApp, Instagram, email, or wherever your customers are. Get paid anywhere, anytime, without a website.

Business owner tracking sales on a smartphone while managing an online shoe store on a laptop

Generate a link in seconds—no technical skills needed.

Fast and easy setup

Sign up and share links on WhatsApp, Instagram, email, or wherever your customers are.

Flexible Use Cases

Great for deposits, invoices, remote services, or product sales.

Trackable & Secure

Get notified when you’re paid, and track everything in your dashboard

Discover Payment Links

Premium Online Payments. Simple, Transparent Pricing.

You’ll never be tied to contracts or monthly fees. Just pay a fixed transaction fee when you get paid — no hidden costs, no surprises.

Free

Only pay when you transact

Create your Yoco profile for free — no monthly costs, no setup fees, and no commitments.

2.55 - 2.95%

Transaction fee (ex-VAT)

Flat fee per successful online payment. No monthly minimums or platform fees.

Sell more, pay less.

Custom low rates if you transact over R200,000 per month.

Female entrepreneur managing her business from a laptop at her workspace

Getting started with online payments is this easy

1.

Choose how you want to sell online

Use a Payment Link, connect your online store, or do both — Yoco makes it simple to start.

2.

Create your free Yoco profile

Sign up, get verified, and access everything from the Yoco App or desktop dashboard — no coding or paperwork needed.

3.

Start accepting payments in minutes

Send a link or connect your site and start getting paid, instantly and securely.

Get Started

Yoco FAQs

Frequently asked questions about digital payments

Visit Help Centre

What makes Yoco online payments different from other online payment solutions?

We unify in-person and online transactions so you can manage sales, reporting, and capital all in one place. No more juggling multiple providers.


Why add Yoco Digital if I already have a Yoco card machine?

Turn your in-person success into online growth by accepting remote payments and backing it up with a single business view. Plus, your digital sales increase your Yoco Capital eligibility.


Do I need technical skills or a developer to set this up?

Not at all. If you can use a Yoco card machine, you can set up Yoco Digital. Simple step-by-step guides and ready-to-use plugins make it easy.


Does adding digital payments affect my payout schedule?

Everything is merged into one familiar payout schedule or instant payouts—your choice.


How do I get started?

Just log into your Yoco Business Portal or app. You can enable online payments from your existing account—no separate onboarding required.