Cash out on your terms
Take control of your cash flow and get your money in minutes with Instant Payout on the Yoco App.
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START. REQUEST. KA-CHING.
How it works
1. Get paid through Yoco
Sign up with Yoco and get a card machine or online payment product.
2. Open the App
Click Instant Payout, select an amount and ‘Request Payout’.
3. Done - you're paid
It’s in your account within an hour. Why wait 1-2 business days?
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Got a payout pending?
TWO WAYS TO GET PAID OUT WITH YOCO
INSTANT PAYOUT
Pay 1%
Get up to R10,000 of your money within minutes of making the request. Pay 1% (ex. VAT) of the amount requested. The minimum fee is R17.25
Get started
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Standard Payout
Free
After getting paid through Yoco, the money lands in your account in 1-2 working days. No payout fees apply.
Discover pricing
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Cash out on your terms
01
Buy stock, pay staff, pay rent
Need stock for the weekend shift? Got to pay staff for overtime? Instant Payout eases cash flow stress.
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02
Instant Payout doesn't clock off
You can request an Instant Payout at any time of any day. Weekdays, weekends and public holidays included.
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03
It’s totally optional
If you can wait the standard 2 business days to get paid out, there’s no need to use Instant Payout.
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Get a card machine and access Instant Payout
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Neo Touch
The card machine that makes getting paid drama free. Comes with unlimited 4G and a countertop charging stand.
R
999
Once-off
+ R49/month connectivity fee
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Khumo
Our premium card machine, featuring unlimited 4G data, staff profiles and product catalogues.
R
1299
Once-off
+ R49/month connectivity fee
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Khumo Print
Our most powerful device. Keep your queue moving with all the features of a Khumo, plus a built-in printer.
R
1999
Once-off
+ R49/month connectivity fee
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Go Starter
Perfect if you’re trying card payments for the first time. Zero transaction fees for your first R5000 in sales.
R
749
Once-off
What are the fees involved with Instant Payout?
For payouts of R1000,00 and under, just R17.25 (ex. VAT). For payouts between R1000,00 and the maximum daily amount of R10,000.00 – the cost is 1% (ex. VAT) of that amount.
How quickly does the money arrive once I request the Instant Payout?
It’s almost instantaneous! An Instant Payout will be in your account within minutes after you make the request on the Yoco App.
Does Instant Payout only work during certain times? Can I access it after hours and on weekends?
Yes, you can access Instant Payout at any time, including on weekends and even on Public Holidays.
Can all Yoco merchants access Instant Payout?
The only Yoco merchants that can’t access Instant Payout are those that are paying off a Yoco Capital cash advance. All other Yoco customers can use the feature right now.
Do I have to use Instant Payout as a Yoco customer?
Instant Payout is completely optional and you can still continue to transact and receive your funds within the normal two business days time frame at no extra cost.
Can I use Instant Payout as much as I want?
Regardless of payout amount, you can use Instant Payout once per day.
Do I have to use Instant Payout as a Yoco customer?
Instant Payout is completely optional and you can still continue to transact and receive your funds within the normal two business days time frame at no extra cost.
Do I need to use a specific bank to access Instant Payout?
In order to use this feature, you'll need to bank with one of the following: Absa Bank, African Bank, Al Baraka, Capitec, Discovery, Finbond Mutual, First National Bank, Investec, Nedbank, Sasfin, Standard Bank, Standard Chartered Bank or VBS Mutual.